In most cases, no. The merchant receives the full voucher value and you pay only the face value at the reseller. A few crypto-only resellers add a small handling fee. There are no maintenance fees and no charges on an unused voucher.
Quick answer (TL;DR):
In most cases, no. The merchant receives the full voucher value and you pay only the face value at the reseller. A few crypto-only resellers add a small handling fee. There are no maintenance fees and no charges on an unused voucher.
Are there fees at the merchant?
No. When you redeem a PIN at a partner merchant, the full face value credits with nothing deducted — the merchant absorbs its own processing cost instead of passing it on. That’s a big part of why CashtoCode has caught on at Irish-facing casinos, sportsbooks and crypto exchanges: a €50 voucher means exactly €50 in your merchant account, never a reduced amount after a surcharge.
Are there fees at the reseller?
Most resellers sell the voucher at face value — pay €50, receive a €50 PIN, no hidden charges. A small number of crypto-focused resellers add a handling fee (typically 1-5%) to cover blockchain conversion costs, but the reseller checkout always shows the final total before you confirm, so nothing sneaks up on you. Irish buyers typically buy EUR-denominated vouchers at face value, and the main resellers charge no handling fee for standard payment methods. Since most Irish casinos and merchants operate in EUR, there’s no currency conversion to worry about at the point of deposit.
Are there maintenance or expiry fees?
There’s no monthly maintenance charge and no gradual balance erosion — the voucher holds its full value from purchase right through to redemption. Most resellers do state an expiry window, typically 12 months from issue, after which an unredeemed code can become invalid rather than losing value gradually. So a €100 voucher bought in January is still worth €100 in November, but leave it unused past the window and it may simply stop working.
Buy your CashtoCode eVoucher online:
A worked example: how much of your €100 actually reaches the casino
Say you use a SEPA transfer to buy a CashtoCode eVoucher from Reloadhero for €100. At checkout, the listed price is €100, no handling fee for standard SEPA, Revolut or card payments. You receive a 20-digit PIN by email within a minute or two. At the cashier, the full €100 posts instantly. Net result: €100 in, €100 credited, no fees for a standard EUR purchase. A fee can appear if you pay in crypto (typically 1-5%), or redeem a EUR voucher at a merchant account in a different currency. 18+. Gambling can be addictive. Free confidential help in Ireland via problemgambling.ie, or the Gambling Awareness Trust helpline on 1800 936 725.
Frequently asked questions
No. CashtoCode does not charge the end user at any point. The reseller sets its own pricing (usually face value), and the merchant credits the full voucher amount at redemption without deducting a processing fee.
If you redeem a voucher in a currency different from the merchant’s base, the merchant applies its own exchange rate. To avoid spread, buy the voucher in the same currency as the merchant.
No. The PIN keeps its value until you redeem it, subject to the reseller’s expiry policy. The voucher does not lose money sitting in your inbox.
Does the fee picture change for larger vouchers?
No. The no-fee structure holds at any denomination, from around €10 up to the roughly €1,500 combined ceiling.
Will my bank add a charge for the SEPA transfer?
Most Irish banks process standard SEPA transfers free or for a small flat fee, separate from CashtoCode or the reseller.
