In most cases, no. The merchant receives the full voucher value and you pay only the face value at the reseller. A few crypto-only resellers add a small handling fee. There are no maintenance fees and no charges on an unused voucher.
Quick answer (TL;DR):
In most cases, no. The merchant receives the full voucher value and you pay only the face value at the reseller. A few crypto-only resellers add a small handling fee. There are no maintenance fees and no charges on an unused voucher.
Are there fees at the merchant?
No. When you redeem a PIN at a partner merchant, the full face value of the voucher is credited to your account with nothing skimmed off the top. The merchant absorbs the processing cost, which is one reason CashtoCode has gained traction at online casinos, sportsbooks and crypto exchanges. From your side, a $50 voucher means exactly $50 in your merchant account.
Are there fees at the reseller?
Most resellers sell the voucher at face value. You pay $50 and receive a $50 PIN, no hidden charges. A small number of crypto-focused resellers add a handling fee (typically 1-5%) to cover blockchain conversion costs. The reseller checkout always shows the final total before you confirm, so there are no surprises. International buyers generally pay face value for USD vouchers. Crypto resellers may add a small handling fee.
Are there maintenance or expiry fees?
No maintenance fees, no monthly charges, and no balance erosion over time. The voucher retains its full value from the moment of purchase right through to redemption. Some resellers state an expiry window in their terms (often 12 months), after which the code may become invalid, but even then the value is not gradually reduced. Check the reseller’s specific terms when you buy.
Buy your CashtoCode eVoucher online:
Frequently asked questions
No. CashtoCode does not charge the end user at any point. The reseller sets its own pricing (usually face value), and the merchant credits the full voucher amount at redemption without deducting a processing fee.
If you redeem a voucher in a currency different from the merchant’s base, the merchant applies its own exchange rate. To avoid spread, buy the voucher in the same currency as the merchant.
No. The PIN keeps its value until you redeem it, subject to the reseller’s expiry policy. The voucher does not lose money sitting in your inbox.
More on CashtoCode eVoucher costs
Are there fees when I redeem a CashtoCode eVoucher?
In most cases the merchant receives the full voucher value and you do not pay an extra redemption fee. Any cost shown at purchase depends on the reseller and the local payment method you choose.
Does the voucher amount get reduced when I pay?
No. The face value of your eVoucher is applied to your payment. If you spend less than the full amount, the remaining balance stays available depending on the merchant.
Why might the price differ between resellers?
Resellers set their own checkout terms and may support different local payment options. Compare a few authorised resellers to see which conditions suit you best before buying.
The real cost for an Indian buyer isn’t a “CashtoCode fee”, it’s remittance overhead
The voucher itself carries no CashtoCode fee, but three India-specific costs stack on top of the face value: your card issuer’s foreign-transaction markup (commonly 2-3.5%), the card network’s own conversion spread, and TCS once your cumulative LRS remittances for the financial year cross the applicable threshold. None of these are CashtoCode or reseller charges, they’re standard costs of any international card payment from India.
Worked example
A \$100 voucher at face value: your card issuer’s markup might add \$2-3.50, the card network spread perhaps another \$0.50-1, and if TCS applies, add a further percentage on top. A \$100 voucher can realistically cost the Indian equivalent of \$105-110 once every layer is counted.
Does paying in crypto avoid the TCS/remittance costs?
Crypto purchases sit under different regulatory treatment than card remittances in India, and rules here have shifted over time, check current guidance.
Can I get a lower effective rate by buying larger vouchers less often?
Not directly through fees, but buying less frequently does reduce how quickly you approach LRS thresholds across the year.
Do all Indian banks charge the same foreign-transaction markup?
No, markups vary by issuer, comparing your own bank’s disclosed foreign-transaction fee before choosing a payment method is worth it.
